Class members will learn:

• To spot hidden tax traps that can reduce both income and legacy values
• Effective strategies for Lowering Taxes that include
  • Social Security filing strategies
  • "Doing well by doing good" - using charitable giving strategies to increase lifetime net income
  • Changes to required minimum distributions and "Stretch IRAs" as a result of the Secure Act of 2018
  • Roth conversion strategies to lower the impact of converting assets into a tax-free source of future income
  • Options for postponing RMDs until as late as age 85 up to $125,000 of your IRA money
  • Make lemonade out of lemons by redistributing RMDs into a tax-free bucket for income and inheritance
  • Defusing tax bombs on your inheritance by using wealth replacement trusts on your IRAs