This class will focus on the differences between investing for retirement (during the accumulation phase of life) and investing in retirement (during the income phase). Participants will learn to:

• Recognize the difference between traditional investment strategies appropriate for the accumulation phase and income-focused strategies
• Calculate how much income you can safely take in retirement (the 4% rule)
• Plan for essential versus discretionary expenses in retirement
• Plan for inflation to keep up with rising costs over the course of the next 30 years
• Determine whether or not it makes sense to convert some of your distributions into your own personal pension plan