We live in a time in which credit scoring, specifically FICO scoring, means everything.

Your score determines when and if you can purchase a home, when and if you can obtain a credit card and at what interest rate, where you rent or where you live, how much your transportation will cost you, what type of employment you have and how much you pay for insurance.

It is virtually impossible not to have your credit score affect you. You would have to be living off the grid for credit scoring not to affect you. Not many people can live off the grid.

My point with this course is for everyone to be well informed about credit and credit scoring, especially the FICO method. As you will see, the truth will probably open most of your eyes.

Even if you have excellent credit and a high credit score, you will benefit, sometimes immensely. Just by applying some of my principles, you could see your credit score go up significantly.