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Employee Benefits Tips and Tricks: Canada
Design Considerations
What are your employee benefit goals?
Preview
Starting at the start.
Increasing your "buying power"
Individual or group plans? Pros and cons.
What to include?
Optimize your program.
Optimizing Cost-sharing arrangements
Your advisor should earn his/her pay.
The market test.
Be cautious with contractors!
Communicate your program well.
Cash when needed most!
Disability coverage versus Critical Illness Coverage
Short -term disability AKA Weekly Indemnity
Long-term disability - the COLA
The LTD Top-Up
Plan Management - some considerations.
Incurred but not reported.
Employee participation in your program
Drug costs are the #1 health plan cost
Health Spending Accounts - the most versatile tool in your program.
Retaining the knowledge and experience.
Larger Client Considerations
Administrative Services Only
Fraud prevention
ASO - the caution!
Other solutions for a failure of health
An advanced approach to dental services.
Wellness Initiatives
To live well, to age well, to die well
Design Considerations
Employee Benefits Tips and Tricks: Canada
By:
Allan Friesen, CEBS
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We'll cover the following topics in this section:
What are your employee benefit goals?
Starting at the start.
Increasing your "buying power"
Individual or group plans? Pros and cons.
What to include?
Next
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