Jack and Sally had been married for three years and were blessed with a baby. Together, they decided that Sally would leave her job and stay home with their newborn for the first two years. They understand that this will be a significant change in their income but feel like it is best for the baby. They feel like jack makes enough money to cover all of the bills and necessities. Even though jack makes enough money for the bills. Often they are having to pay for expenses with their credit card check feels like Sally shops too much and doesn't understand that they don't have the financial flexibility they used to he often becomes irritated and they start to argue often about their financial situation.

Sally feels like jack doesn't tell her his frustrations with their financial situation unless they are arguing