Hey, Congratulations, you've successfully set up your safety net account to keep you afloat, as well as separate your savings to start building your little nest egg and reach your various goals. And as your money grows, it's important to put it to work so you can keep it growing faster, and steadier. Again, if you haven't completed the tasks in the last three modules, be sure to do that as you won't be able to skip ahead to this final step until you've gotten those first three steps out of the way. Don't worry, it's not a race, you'll get there. Okay, well, once you have your safety net kind of chugging away nicely, and putting away those few extra bucks into your external accounts when you can, it's time to look into some things that are really going to set you up nicely for the future. You ready?

Okay, let's go. All right. Once you're finally feeling stable and you're seeing your little savings tree grow, it's time to find a financial advisor who can take you to the next level. Having a financial advisor that understands your specific needs and goals is really key to move forward with the money you have saved and are going to continue to save. So that right advisor can help you pinpoint the right opportunities and set a plan in motion to get your money where you want it for the future you're looking to create, okay, so whether it's a retirement or college, fun investments, anything once you're ready, the sky's the limit. I cannot stress enough how important it is to start a retirement fund as early as possible.

In fact, one of your little external high yield savings accounts should be allotted for this so that once you have a little chunk of change, you can pop it into a proper retirement fund. And you can add the monthly contributions to your budget. Once you're able to afford even the smallest amount, a lot of us are living longer these days. So you've got to make sure that your money lasts as long as you do. That's really important, right? What are you gonna do if you run out of money, if your job has a retirement plan, like a 401k, or at the very least, you should be contributing to that.

And if they have an employer kind of matching program, take advantage of that, because it's kind of like free money. If your company doesn't offer anything like that, or a match, then open a traditional IRA or a Roth IRA and your financial advisor can help you find the best plan and help you set that up. Appropriate investments are basically well balanced equity, like a mutual portfolio, but also how small business or anything like that counts as an investment that's going to grow into a valuable asset and years to come. You can even start small with things like an app called acorns or betterment, or TD Ameritrade or ETrade. Those are gonna help you turn those little extra dollars and triple them, quadruple them whatever anything's possible with those. Once you're coasting along nicely, it might be time to start making those dreams a reality.

Like if you're looking to change careers or even start a business, use some of your savings to make that move. Get the education you need, or use that seed money for your entrepreneurial endeavors. worryfree investing in yourself is really important. Treat yourself as they say you can't take it with you. So once you've gotten to a comfortable place with your safety net and your savings are growing comfortably, and your retirement fund is set up, be sure you find some time to enjoy your life with the wealth you've created. Big or small.

You Your hard work will pay off and that's really important that you find the time to enjoy it. Life's a voyage. Live it well. Well, again, Congratulations on completing this mini money saving mastermind class. It's truly an accomplishment that you should really be proud of. Soon you're going to be well on your way to financial stability and saving hard earned money to put toward the things you need and even the things you want.

I wish you the best of luck. Bye for now.