Our lives, as we know them, are continuous affairs of problems and crises that we battle against. Most of us, when encumbered by these problems, get overwhelmed and panic. We cannot blame ourselves for reacting this way; most of us are not trained through the education system to cope with unforeseen circumstances.

Life, unlike school, is filled with uncertainty. This uncertainty manifests itself in our personal affairs like relationships, our business affairs, and even grander affairs of the economy (think the Great Depression of 1929, the 2008 Housing Bubble Recession, and the most recent 2020 COVID-19 Pandemic). To tackle all these problems effectively and develop solutions, we must identify them correctly.