I am a Chartered Professional Accountant (CPA, CA), and a personal finance writer, trainer and eLearning content developer. I am also an author of six books on personal financial issues including three national bestsellers. I am a straight shooter able to explain the often confusing world of personal finance in simple English. I have a no-nonsense style and my views are totally independent. I do not work in the financial services industry and do not sell any financial products. There are no sponsors behind the scenes shaping what I say – I say and write what I want – providing unfiltered advice for everybody. I currently operate my own personal finance training and eLearning content development firm and give in-class seminars across Canada as well as on-line seminars on a number of platforms.​I have made many television appearances including CITY TV Breakfast Television, BNN, CBC NewsWorld, CTV and CFTO News, Rogers TV, CBC Venture and CHTV. I have also been featured on many local and national radio programs including CBC Radio One.