I am an entrepreneur, speaker, O1 visa holder in the United States since 2016 as a specialist in corporate international insurance with 24 years of experience in the industry. Now digital disruptive, undertaking through Open Insurances with the largest online insurance brokerage platform in Latin America specialized in travel medical assistance plans, creator of the Open Insurances Academy and coach of insurance agents and entrepreneurs. My name is Juan Carlos Fernández Alemán and I have come to change the world of Insurance. I belong to the third generation of the oldest brokerage company in the Venezuelan market. La Coordinadora, S.A., was founded by my grandfather, Temístocles Fernández, when there were still no companies dedicated to insurance brokerage in the country. My grandfather fell in love with insurance when traveling to London working for the Gran Colombia shipping company and wanted to follow the example of the great London brokerage houses. In 1945, after long processes in the superintendency, the formation of the company was approved. Later, my father Juan Carlos Fernández Colmenares, developed the company with my grandfather, expanding it and keeping it on track. I held the executive vice presidency (CEO) of La Coordinadora S.A. insurance brokerage, in charge of new business, marketing, sales, customer loyalty and service during the period 2001-2017. I am now an entrepreneur in the United States with a travel insurance brokerage education operation at HPuterman and Associates and responsible for creating the Open Insurances brand as a co-founder with Hazkel Puterman. The development of the digital age in insurance forces us to grow in this environment and the development of this project is the banner of the travel area for the HPuterman and Associates group. My main goal is to help families for insurance programs. I am an Expert in Health Sales and Life, Property & Casualty Insurance Industry, Risk Assessment for Loss of Profits, Car Risk Transfer, Management Skill, Negotiation Skill, Developing an Insurance Portfolio Well balanced for the long term, pension and advisory systems for individuals and social arrangements, underwriting skills for various risks, sureties and underwriter bonds.