Pay yourself first, put yourself at the top of your list: setting aside money for your future
Before spending on lifestyle, paying bills and other obligations
Consistently put money into your financial plan at the beginning of each month
You need to set up your savings on your own, no one will make you do it
Decide on the percentage that your financial plan needs, based on your goals, and then build your lifestyle around that. It includes savings and insurance to protect against risks that could derail your plan