Credit Education, Credit Reports and FICO Scoring Section 2 - The Fair Credit Reporting Act - How it Protects You

By: John Mackey

1 minutes

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Transcript

The the next write that an individual has regarding the Fair Credit Reporting Act is the right to a credit score. Do you have the right to request a credit score? Yes you do, but not the right to have a credit score for free. Just be aware that the credit score you purchase may not be a final score and probably will not be the one that you need when you are applying for a home loan or car loan. Now More on that later. Even though the scores@creditkarma.com are free, they are not even FICO scores, so they have little value other than to show trends.

The other downside to Credit Karma is that they only pull from two bureaus Equifax and TransUnion. Experian is a minute. The only true credit score you can rely on will come from my Fight Club. Calm

Credit Education, Credit Reports and FICO Scoring

Credit Score

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