In summary, credit reports have a lot of mistakes on them. Personally, I have not seen a credit report without errors, yet judgments are made about an individual's creditworthiness. Based on a document that is fraught with errors. The credit bureaus sell a product with an error rate is worse than a meteorologist. Creditors pull reports for a variety of reasons and you never know what version they're using. cycle to cycle for cycle five, cycle six cycle eight cycle nine.

You should be aware of what credit scoring systems they're using. And the most recent edition 509 is not used.