Alan Friesen here certified Employee Benefits specialist with another tip about getting the best value out of your employee benefit program. So this one is about termination ages, all of the group contracts or shouldn't say all of them generally the group group contract will have you specify how people are eligible how many hours they work per week, how many months they have to work for your company before they're eligible, and will indicate a termination age for those benefits. So there's more and more people who are healthy, who are contributing to the success of your business and could be the owner but doesn't have to be in their 70s and 80s. So having a termination age that says age 70 you're done. Even though the person might be active and contribute to the success of your business isn't fair or right. But there are solutions different insurers have different termination ages.

I've had several times In the last six months even where I've had to convert a group program from one group insurer to another in order to get that termination ages that would meet the client's needs. So termination ages are Don't be fixated on staying with what you're told determination ages are. There's other options, and I can certainly help you with that. Give me a call contact me would gladly help you. Thank you much. Keep well